How Can I Buy Insurance for My Car Online?
In all the exhilaration of buying a new car, it can be difficult to remember the most important aspect of it, namely buying car insurance along with it.
Now some people may also be looking to cut out on insurance to be able to buy some fancy accessory for their new car, but you would do well to keep in mind that buying car insurance is not only compulsory in India but also imperative for your safety.
The process of buying car insurance online
Most insurance companies will let you purchase your car insurance from their websites. You will be required to just fill in some basic details about you and your car in their online form, and request for a quote.
You can do this on the websites of several insurance companies, and then compare the quotes of all of them to see which one will suit you best. Here’s a step by step guide for you to purchase car insurance online. Fill in the following details in the required fields in the online form on the website:
- Your car’s registration number
- Your mobile number
- Your email address
- If you want your policy details on your WhatsApp number, tick the option
- Finally, click on the button “Get Quote”
Now there will be times when you don’t remember the registration number of your car, like if you are filling up the online form at night just before going to bed. In this case, click on the link “don’t remember my car registration number” and you will be conducted to another page where you will have to provide the following details:
- City in which your car has been registered (RTO)
- The month and year in which your car has been registered
- The car’s make and model
- Press the button “Continue” whereupon you will be taken to another page where you have to provide the following details:
- Mobile number
- Email address
- Tick the option “get a quote on WhatsApp” if that is what you want
- Press the “Get Quote” button
The two types of insurance available to car buyers are third-party insurance and a comprehensive insurance policy. The former protects you against the claims that may be made by the third party with whose car your own car may have got involved in an accident. It covers death, injury, damage to property of the third party. However, it does not protect you from the losses you may incur due to injuries to yourself or damage to your own car, which is covered by the comprehensive car insurance policy. Also, you have the benefit of making your policy even more comprehensive by adding on certain other things like zero depreciation and damage to accessories.
While checking for the right car insurance policy, you can consider the attractive car insurance policies offered by Bharti AXA, especially as they have among the best turnaround times when it comes to settling claims.
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