The engine growled as I pressed the accelerator. And as the car started moving, I realised in a moment of breakthrough that I was extremely happy”.

Driving can do that. It can create a delightful sense of wellbeing, whether you are cruising with your family through the countryside or going on a road trip with friends or simply manoeuvring through traffic on a wide-open road. 

While diving gives you a sense of oneness with your car, the experience can sometimes become bitter if you are not careful. Therefore, when you are behind the wheel, driving safely should be your top priority.

In order to protect yourself and other passengers, always remember to avoid doing these four things while driving:

Drinking Alcohol and Smoking

Sadly, some individuals still don’t get that drunk driving causes accidents. Alcohol affects your judgment and motor skills, meaning alcohol impairs your ability to react, and more importantly, to drive.

So, if you are planning on driving, simply avoid drinking. And if you are planning a booze-fuelled night on the town, take a cab or have someone responsible drive you home.

Similarly, lighting a cigarette while driving can not only affect the atmosphere inside but can also be very dangerous. Here’s how:

  • It increases the risk of burning your car furniture
  • The outside wind can blow the burning ash directly in your eyes

So, in order to avoid these risks, save your cigarette until you get out of the car.

Using Cell phone

While mobile phones have made communication way simpler, they are a total hazard when it comes to driving. Driving requires your full attention, and speaking on the phone and writing, sending, or reading a text is distracting no matter how you put it.

The ideal approach to avoid the temptation is to put your cell phone on silent mode, or even better, keep it out of reach, in the backseat!

Using a cell phone while driving (either for speaking or texting), is incredibly risky because you are not looking at the road ahead. Moreover, many studies have demonstrated that individuals who are having an emotional talk on their phone while driving, drive as poorly as people who are drunk.

Speeding

While it is tempting to get behind the wheels and drive fast, it is important to comprehend that the perils of excessive speeding don’t outweigh the benefits. Speeding implies driving too fast for the road’s conditions or driving beyond the posted speed limit.

Most individuals speed in order to get to an appointment or work on time. Some simply aren’t concerned about the manner in which they are driving. A bunch of others do it just to have a great time.

It’s not just about getting caught while speeding. But most importantly, about the horrible damage that you might inflict upon yourself, your vehicle, and other people.

Just imagine hitting an object on a curve in the road and not being able to regain control because you were speeding. On the contrary, driving within the speed limit can really make a difference in your ability to brake effectively when you need to.

Not Wearing Seatbelt

The first thing you should do upon entering your car is put on the seatbelt. Seatbelts are known to reduce the risk of death by 45 percent among drivers and front passengers and reduce the risk of serious injury by 50 percent.

Being buckled up can keep you safe inside the car as being thrown out of the car is almost always deadly. Therefore, increasing seat belt use is critical in saving lives and reducing injuries.

Apart from the things mentioned above, there are other things that you need to avoid doing while driving, e.g. eating, road raging, grabbing something out of reach, driving without indicators, driving while fatigued and so forth.

However, in some cases, it’s no one’s fault, just bad luck. So, to remain on the more secure side, it is critical to keep away from, at least, the financial losses emerging out of untoward accidents. In this manner, it is suggested that you have a comprehensive 4 wheeler insurance policy that shields you from any monetary obligation that may emerge out of an accident involving your vehicle.

Regardless of having great driving skills, having a comprehensive 4-wheeler insurance policy is an absolute necessity for every vehicle owner. This stands true, especially considering how even a minor dent in the car can involve a high fixing cost or even a small treatment can mean a major cost. However, financial support in the form of a comprehensive car insurance policy can ease the burden by paying for the related expenses.

Features that make comprehensive four-wheeler insurance a ‘must-have cover’:

  • Coverage for loss of or damage to the car
  • Liability to third parties
  • Personal accident cover for owner-driver

Moreover, insurers like tataaig.com also offer 13 add-ons to give your vehicle all-round protection. Some of these add-ons include depreciation reimbursement, daily allowance, roadside assistance, emergency transport & hotel expenses, and so forth.

So, choose your policy wisely and drive safe!

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