At the end of this story, you will have a clear idea if you should buy a Swift petrol or a Swift diesel and even which variant should you consider. Now, the Swift is the best-selling premium hatchback.

The biggest advantages are

  • Best-resale value in its segment
  • Stylish interiors
  • Feature loaded car (especially after the facelift)
  • Powerful and efficient engines

 

Negatives of the Swift are:

  • Small boot size
  • Some might say “Too common”

Maruti-Swift-windsong-edition-4

 

Best variant:

If you are looking at buying a Swift, there are three variants, L, V and Z. The L is a base model and barely gets any features not even power windows unless you pick the LXi (O) or LDi. The V variant has a good number of features but misses out on ABS (only in VDi), airbags, Bluetooth, steering mounted controls, engine push start and stop, keyless entry, rear defogger and wiper, climate control, bigger tyres and alloy wheels and even reverse parking sensor. The difference in pricing of the two variants is about a lakh. If you go and buy aftermarket accessories, all this cost about double of this and still you won’t have airbags. So, Z is the best value for money package. You won’t changing cars daily, so why not just buy the Z variant once and for all, as you will be using the car for between three to five years.

Petrol or Diesel?

This is most difficult question to answer, but we have simplified it. The difference in price of a petrol and diesel variant is about INR 1.2 lakhs (on-road). You need to drive for at least 1300kms a month or 15,600 kilometres in a year to even consider diesel version. Today, petrol costs INR 66/litre in Delhi, while diesel is INR 54/litre.

Let us assume you drive 1500kms a month or 50kms a day. The petrol has a mileage of 12km/l and diesel about 17km/l.

Petrol daily usage: 50/12= 4.167 litres = 4.16×66= INR 275

Diesel daily usage: 50/17= 2.94 litres = 2.94×54= INR 159

Difference in daily usage of petrol and diesel= 275-159= INR 116

So, the difference in the entire year= 116 x365 = INR 42,340

Years to recover the diesel initial investment= 120,000/42,340 = about three years or a bit more if you even count the extra interest that you will pay in your EMIs.

Verdict: If you drive less than 1500 kms a month, buy the petrol version of the Swift. If you still want to use the remaining money, consider buying the highest model and the rest, can go in your bank to generate interest for you.

3 Comments

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  • wonderful explanation

  • Nice explanation, thanks

  • I want to purchase Maruti Swift or swift Dzire in petrol version for own family members use . daily use appx 30 to 40 km . could not decide whom to buy pls suggest