The Best Bet for Car Insurance in India
The best bet for Car Insurance in India
Car Insurance is a tricky business, as most of the policy buyers aren’t aware of what needs to be done and what has to be avoided. Therefore, Royal Sundaram has taken up this initiative to educate potential policy buyers about the merits of having a car insurance policy. Now before we get into any details, let us first tell our readers that having a car without insurance is illegal. So you cannot drive a car in India that is not covered under a valid insurance policy.
Now, there are two types of car insurances:
- Third-party insurance: In this case, the insurance company pays all the damage that is caused to the other party’s car, property, or humans.
- First-party insurance: This is the one where in the insurance company pays for all damages to your own as well as other’s property. This is relatively more expensive as there are greater benefits. The best (ideal) option is the first-party insurance, and what Royal Sundaram Car Insurance offers is called a ‘Car Shield’ plan.
Car Shield has been tailored to make both you and your car safe. Loss of or damage to your car by the way ofa fire incident or theft is also covered buy this Royal Sundaram policy.
- Cover damage to your car, theft of parts, and/or all your accessories.
- Choose from a host of add-on covers for added protection and coverages, including Depreciation Waiver on plastic or metals parts in case of partial loss or claim, replacement of windshield glass without affecting your No Claim Bonus, insuring your car for 100% of the list price, and ability to receive back the total invoice value of the car in case of total damages or theft.
- Optional Personal Accident cover of up to INR 2 lakh for co-passengers.
- Third-party cover up to INR 7.5 lakh legal liability to paid driver.
Royal Sundaram Car Insurance is also available online and car insurance quote is available in under two minutes. One could purchase Royal Sundaram Car Insurance online without any documentation.
- Free vehicle inspection at your door step, in case of break in insurance, and facility to buy online within 24 hours.
- We facilitate cashless facility all over India.
- Get 24×7 Roadside Assistance in case of emergencies due to accidents.
- Dedicated 24X7 helpline in case of claim.
- Get personal care with a dedicated personal relationship manager to guide you in case of an accident and to take you through the claims process.
- Speedy authorization of repairs to get your car back on road quickly.
Benefits of Renewing/Buying Policy Online:
- Instant Policy.
- No documents.
- Online assistance.
- Pay using debit/credit card.
- Special Model wise Discounts on Own Damage Premium.
- Transfer No Claim Bonus (NCB) from other insurance company on renewal with Royal Sundaram
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